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We are proud to announce that we have launched our nationwide MGA with SiriusPoint across Georgia, Illinois, and Missouri, with more states coming online in the coming weeks.

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Every day we’re beating target premiums and placing business in the most difficult high-hazard categories. Here's a sampling of our latest quotes:
Electrical Contracting
Midwest
27
% under target
$40,000
Paper Goods Manufacturing
Midwest
10
% under target
$105,000
Landscaping
Great Plains
9
% under target
$65,000
Landscaping
Southeast
7
% under target
$35,000
Wire Goods Manufacturing
Midwest
6
% under target
$75,000
Excavation Services
Southeast
32
% under target
$25,000
Warehousing
Southwest
7
% under target
$125,000
Beer Distribution
Midwest
10
% under target
$30,000
Parcel Delivery
Southeast
36
% under target
$35,000
Metal Manufacturing
Midwest
8
% under target
$80,000
Social Services
Midwest
15
% under target
$215,000
Warehousing
South
10
% under target
$65,000
Concrete Construction
Midwest
12
% under target
$110,000
Flooring Production
Southeast
9
% under target
$40,000
Warehousing
Midwest
9
% under target
$95,000
Painting
South
10
% under target
$35,000
Family Counseling
Midwest
10
% under target
$35,000
Trucking
Southeast
9
% under target
$45,000
Oil Shipping
Midwest
5
% under target
$90,000
Senior Services
Great Plains
5
% under target
$70,000
Metal Stamping
Midwest
6
% under target
$330,000
Chemical Mixing
Midwest
6
% under target
$70,000
Agricultural Machinery Manufacturing
Great Plains
7
% under target
$65,000
Oil Shipping
Great Plains
10
% under target
$40,000
Plastics Manufacturing
Midwest
10
% under target
$55,000
Warehousing
Midwest
9
% under target
$35,000
Roofing
Midwest
14
% under target
$65,000
Machining
Midwest
15
% under target
$70,000
Family Services
Midwest
18
% under target
$620,000
Carpet Manufacturing
South
18
% under target
$120,000
Tree Pruning
Midwest
19
% under target
$45,000
Pipe fitting
Midwest
20
% under target
$40,000
Landscaping
Midwest
20
% under target
$40,000
Clothing Manufacturing
South
24
% under target
$75,000
Wholesale Hardware
Midwest
27
% under target
$105,000
Electrical Installation
Southeast
30
% under target
$35,000
Construction Equipment Contracting
Midwest
43
% under target
$40,000
Parcel Delivery
Southeast
24
% under target
$25,000
HVAC Installation
Midwest
35
% under target
$160,000
Concrete Contracting
Great Plains
34
% under target
$30,000
Disaster Recovery
Southeast
28
% under target
$35,000
Cement Paving
Midwest
28
% under target
$85,000
If you have a client that can benefit from Insurate work comp, please reach out to learn more.
Request a Quote

Put yourself ahead of the rest.

Insurate helps agents write and retain business with our appetite for hard-to-place class codes and unbeatable workers’ comp premiums for safe companies.
Get in touch
/
Electrical Contracting
-
Midwest
-
27
% under target
-
$40,000
/
Paper Goods Manufacturing
-
Midwest
-
10
% under target
-
$105,000
/
Landscaping
-
Great Plains
-
9
% under target
-
$65,000
/
Landscaping
-
Southeast
-
7
% under target
-
$35,000
/
Wire Goods Manufacturing
-
Midwest
-
6
% under target
-
$75,000
/
Excavation Services
-
Southeast
-
32
% under target
-
$25,000
/
Warehousing
-
Southwest
-
7
% under target
-
$125,000
/
Beer Distribution
-
Midwest
-
10
% under target
-
$30,000
/
Parcel Delivery
-
Southeast
-
36
% under target
-
$35,000
/
Metal Manufacturing
-
Midwest
-
8
% under target
-
$80,000
/
Social Services
-
Midwest
-
15
% under target
-
$215,000
/
Warehousing
-
South
-
10
% under target
-
$65,000
/
Concrete Construction
-
Midwest
-
12
% under target
-
$110,000
/
Flooring Production
-
Southeast
-
9
% under target
-
$40,000
/
Warehousing
-
Midwest
-
9
% under target
-
$95,000
/
Painting
-
South
-
10
% under target
-
$35,000
/
Family Counseling
-
Midwest
-
10
% under target
-
$35,000
/
Trucking
-
Southeast
-
9
% under target
-
$45,000
/
Oil Shipping
-
Midwest
-
5
% under target
-
$90,000
/
Senior Services
-
Great Plains
-
5
% under target
-
$70,000
/
Metal Stamping
-
Midwest
-
6
% under target
-
$330,000
/
Chemical Mixing
-
Midwest
-
6
% under target
-
$70,000
/
Agricultural Machinery Manufacturing
-
Great Plains
-
7
% under target
-
$65,000
/
Oil Shipping
-
Great Plains
-
10
% under target
-
$40,000
/
Plastics Manufacturing
-
Midwest
-
10
% under target
-
$55,000
/
Warehousing
-
Midwest
-
9
% under target
-
$35,000
/
Roofing
-
Midwest
-
14
% under target
-
$65,000
/
Machining
-
Midwest
-
15
% under target
-
$70,000
/
Family Services
-
Midwest
-
18
% under target
-
$620,000
/
Carpet Manufacturing
-
South
-
18
% under target
-
$120,000
/
Tree Pruning
-
Midwest
-
19
% under target
-
$45,000
/
Pipe fitting
-
Midwest
-
20
% under target
-
$40,000
/
Landscaping
-
Midwest
-
20
% under target
-
$40,000
/
Clothing Manufacturing
-
South
-
24
% under target
-
$75,000
/
Wholesale Hardware
-
Midwest
-
27
% under target
-
$105,000
/
Electrical Installation
-
Southeast
-
30
% under target
-
$35,000
/
Construction Equipment Contracting
-
Midwest
-
43
% under target
-
$40,000
/
Parcel Delivery
-
Southeast
-
24
% under target
-
$25,000
/
HVAC Installation
-
Midwest
-
35
% under target
-
$160,000
/
Concrete Contracting
-
Great Plains
-
34
% under target
-
$30,000
/
Disaster Recovery
-
Southeast
-
28
% under target
-
$35,000
/
Cement Paving
-
Midwest
-
28
% under target
-
$85,000
Expand

What if Workers’ Comp rewarded businesses for
being safe?

We apply data-driven insights to reward companies committed to employee safety.
Get in touch
/
Electrical Contracting
-
Midwest
-
27
% under target
-
$40,000
/
Paper Goods Manufacturing
-
Midwest
-
10
% under target
-
$105,000
/
Landscaping
-
Great Plains
-
9
% under target
-
$65,000
/
Landscaping
-
Southeast
-
7
% under target
-
$35,000
/
Wire Goods Manufacturing
-
Midwest
-
6
% under target
-
$75,000
/
Excavation Services
-
Southeast
-
32
% under target
-
$25,000
/
Warehousing
-
Southwest
-
7
% under target
-
$125,000
/
Beer Distribution
-
Midwest
-
10
% under target
-
$30,000
/
Parcel Delivery
-
Southeast
-
36
% under target
-
$35,000
/
Metal Manufacturing
-
Midwest
-
8
% under target
-
$80,000
/
Social Services
-
Midwest
-
15
% under target
-
$215,000
/
Warehousing
-
South
-
10
% under target
-
$65,000
/
Concrete Construction
-
Midwest
-
12
% under target
-
$110,000
/
Flooring Production
-
Southeast
-
9
% under target
-
$40,000
/
Warehousing
-
Midwest
-
9
% under target
-
$95,000
/
Painting
-
South
-
10
% under target
-
$35,000
/
Family Counseling
-
Midwest
-
10
% under target
-
$35,000
/
Trucking
-
Southeast
-
9
% under target
-
$45,000
/
Oil Shipping
-
Midwest
-
5
% under target
-
$90,000
/
Senior Services
-
Great Plains
-
5
% under target
-
$70,000
/
Metal Stamping
-
Midwest
-
6
% under target
-
$330,000
/
Chemical Mixing
-
Midwest
-
6
% under target
-
$70,000
/
Agricultural Machinery Manufacturing
-
Great Plains
-
7
% under target
-
$65,000
/
Oil Shipping
-
Great Plains
-
10
% under target
-
$40,000
/
Plastics Manufacturing
-
Midwest
-
10
% under target
-
$55,000
/
Warehousing
-
Midwest
-
9
% under target
-
$35,000
/
Roofing
-
Midwest
-
14
% under target
-
$65,000
/
Machining
-
Midwest
-
15
% under target
-
$70,000
/
Family Services
-
Midwest
-
18
% under target
-
$620,000
/
Carpet Manufacturing
-
South
-
18
% under target
-
$120,000
/
Tree Pruning
-
Midwest
-
19
% under target
-
$45,000
/
Pipe fitting
-
Midwest
-
20
% under target
-
$40,000
/
Landscaping
-
Midwest
-
20
% under target
-
$40,000
/
Clothing Manufacturing
-
South
-
24
% under target
-
$75,000
/
Wholesale Hardware
-
Midwest
-
27
% under target
-
$105,000
/
Electrical Installation
-
Southeast
-
30
% under target
-
$35,000
/
Construction Equipment Contracting
-
Midwest
-
43
% under target
-
$40,000
/
Parcel Delivery
-
Southeast
-
24
% under target
-
$25,000
/
HVAC Installation
-
Midwest
-
35
% under target
-
$160,000
/
Concrete Contracting
-
Great Plains
-
34
% under target
-
$30,000
/
Disaster Recovery
-
Southeast
-
28
% under target
-
$35,000
/
Cement Paving
-
Midwest
-
28
% under target
-
$85,000
Expand

We Help Keep Workers Safe

safety through data

Individual, Intelligent Risk Assessment.

Reinventing modern workers’ comp insurance.

Safe-Tier™, our exclusive new underwriting tool, was built to strengthen agent-client relationships with data-driven insight. Our system doesn’t require pre-inspections, lengthy surveys, or supplemental applications. We don’t make employers spend valuable time and resources on sensors, apps, wearables, or telematics.
Learn More
QUOTE WITH CONFIDENCE

Empowering Agents.

Resources to boost your agency.

Write hard-to-place business with objective underwriting technology, gain safety insights that put you in a consultative role, and co-market with Insurate to help your business grow.
Learn More
BEST OF BOTH WORLDS

Positive Outcomes for Agents and Clients.

Providing the best experience for everyone involved.

Receive the best agent experience and most impactful solutions for your clients. You shouldn’t have to accept a negative experience just to get a quote for a hard-to-place code.
Learn More
OBJECTIVE MEASUREMENTS

Data-Driven Underwriting.

Leveling the playing field.

It’s not what you do, it’s how you do it.Safe-Tier™ objectively measures every aspect of a company’s safety and aligns premiums based on the specifics of each operation.
Learn More
KEEPING WORKERS SAFE

Occupational Insurance at a Human Level.

Supporting the people that keep businesses running.

We cover the businesses building and sustaining our nation’s infrastructure and partner with them on ongoing safety improvement. When safety is the incentive, everybody wins.​
Learn More
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Watch What Top Agents
Have To Say:

“We’re in
the people insurance business.”

“Knowing how people compare to their peers is valuable for our clients.”

“It’s a new way
of looking at insurance.”

Insurate covers businesses across the United States.

Select your state below to find the territory manager who services your area.
Wholesale
Chris Ornce
National Director – Wholesale
Sales South Central
Rob Atkins
National Director – Retail
Sales Central
Ben Cutler
Senior Territory Manager
Sales South
Tyler Dillon
Senior Territory Manager

Discover

All
Event
Podcast
News
Webinars
Videos

Marking 50 Years of Modern Workers’ Compensation

America's history
1 minute 34 seconds
Watch Now
Our new video observes the 50th anniversary of the National Commission on State Workmen’s Compensation Laws by looking back at the history of efforts to protect Americans on the job.
More Episodes
News

Insurate Launches as Work Comp MGA with SiriusPoint Partnership

Insurate launches data-driven program
3 minutes
Read More
Learn more about how Insurate is partnering with global carriers and reinsurers to reimagine workers' comp for high-hazard industries.
More Episodes
News

Insurate Founder and CEO Interviewed at ITC

Insurate CEO at ITC
10 minutes
Watch now
Joe McIlhon, Insurate's CEO and Founder, speaks with InsureTech Connect Co-Founder and CEO Jay Weintraub about the future of workers’ comp insurance.
More Episodes
Success story

Badlands Tank Lines

Omaha, Nebraska
Badlands saved $174,744 on Workers’ Comp insurance through us.
Discover How
aid our efforts

Gathering the best and brightest to
be part of Insurate’s future.

View Our Careers

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Common Questions

We are at your service if you have any questions. If you can’t find what you’re looking for, let us know.
Get in touch
call us at 1-848-INSURAT
How is my Safe-Tier™ score calculated and can it change?
Does Insurate provide quotes to all companies?
How is Insurate’s process different from traditional workers' comp?
What carriers does Insurate work with and what are their ratings?
What industries does Insurate focus on? What if my or my client’s industry isn’t one of those?