Congratulations on getting appointed!

We are thrilled to have you as part of the team. Which of your client’s lives will you change today? Submit for your first quote by following these simple steps. As always, we’re on the journey with you and available to chat.
We aim to get you a quote within 24 hours. Here’s what we’ll need:
Copy of the most recent Accord Application
Five-year history of loss runs
Complete experience MOD worksheet
OSHA 300 and OSHA 300A logs

Let us help your clients

(848) 467-8728
We are here 7 days a week
Tell us more about your business
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Button TextButton Text
<>

Our Partners

encova logo
Key Risk logo
liberty mutual logo
Amtrust logo
Key Risk logo
What's the difference between Insurate’s workers' comp coverage and traditional workers' comp?
expand_more
We bring the same coverage as traditional workers’ comp, just different pricing.
Is Insurate guaranteed issue workers' comp?
expand_more
No, we provide coverage only to safe companies.
How is my STI score calculated and can it change?
expand_more
Our Safe-Tier is a blend of OSHA history & statistics and claims history. We also use a predictive score based on location and incident likelihood.
How is Insurate’s process different from traditional workers' comp?
expand_more
We look at each customer holistically and give fair pricing based on how that customer conducts their business, not what business they do.
What carriers does Insurate work with and what are their ratings?
expand_more
We work with a host of national carriers such as Key Risk, AmTrust, and others.
Is Insurate an insurance company?
expand_more
We’re a different type of wholesaler that works directly with our underwriters to develop quotes that are exclusive to Insurate.
Can I buy directly through Insurate or do I need to work with my agent?
expand_more
We value the consultative nature of agents and sell directly through them.
I'm an agent and want to offer Insurate to my clients, what do I need to do?
expand_more
You simply need to get appointed. For more details click here.
Why is my Insurate premium so much lower than my existing workers' comp premium?
expand_more
Our STI score is based on transparent data about how safe your business operates. This score helps inform your fairly priced premium.
What states is Insurate available in?
expand_more
Alabama
Arizona
Arkansas
Colorado
Connecticut
Delaware
Georgia
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Michigan
Minnesota
Mississippi
Missouri
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
North Carolina
Oklahoma
Pennsylvania
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
West Virginia
What Industries does Insurate focus on? What if my or my client’s Industry isn’t one of those?
expand_more
The only qualifications are that you have more than 20 employees. However, customers that are in industrialized areas will see greater savings because our data is centered on those types of businesses.
How does Insurate verify its savings claim?
expand_more
We’ve analyzed nearly 13.1 million companies and have several case studies that can be seen here.
What size does my company need to be to use Insurate?
expand_more
You just need 20 or more employees and have operated for at least 3 years. 
Is Insurate a public or privately owned company?
expand_more
We’re a privately held company.
How long has Insurate been around?
expand_more
We were established in 2019 with our founders having over 20 years of insurance experience.
What Industries does Insurate focus on? What if my or my client’s Industry isn’t one of those?
expand_more
The only qualifications are that you have more than 20 employees. However, customers that are in industrialized areas will see greater savings because our data is centered on those types of businesses.